The definition of hoard is a hidden fund or supply stored for future use; a cache.
A socially acceptable form of hoarding is to save for retirement. In the United States, the 401k is the most popular way of saving for retirement. We are constantly told we need gazillions of dollars saved up for retirement or we will be poor. In my illustration, I tried to show a worker laboring to build his 401k retirement fund, living a life of quiet desperation.
Here is a second version, where modern corporate man is Sisyphus and the rock he must push is financial security.
Here is a third version, where modern corporate man seems to be happy building his hoard.